Privacy Policy

Privacy Policy for https://fha-loan.buzzzoomer.com

Introduction

Welcome to https://fha-loan.buzzzoomer.com! We are committed to maintaining a transparent and secure online environment, ensuring your privacy is protected at all times. This Privacy Policy explains how we handle the personal data of our users, in line with various international privacy laws including PIPEDA (Canada), Quebec Law 25, GDPR (EU), LGPD (Brazil), CCPA/CPRA (California), CPA (Colorado), UCPA (Utah), CTDPA (Connecticut), VCDPA (Virginia), POPIA (South Africa), and more.

Scope

This policy covers all aspects of our online presence, including but not limited to:

  • Our official website at https://fha-loan.buzzzoomer.com
  • Any applications, software, or services we offer
  • All user interactions through these platforms
  • Information collected from visitors to our websites linked to this Privacy Policy
  • Communications initiated by us, such as emails, calls, and text messages

Processing Activities

When you engage with us in any of the above ways, we may collect and process various types of personal data. These activities include:

  1. Using our Applications/Services: As an authorized user, your account details, payment information, financial records, purchase history, and mobile device identifiers are collected to provide and improve our services.
  2. Website Visits: We track your interactions on our websites, including pages visited, duration of visits, and location data (with consent) to enhance user experience and for analytics purposes.
  3. Communications: By subscribing to our newsletters or contacting us, you agree to receive communications from us, which may include personalized content and promotions.

Personal Data Collection

The personal data we collect is categorized as follows:

  • Account Information: User names, passwords, contact details, and profile settings.
  • Payment Information: Credit/debit card numbers, billing addresses, and payment transaction records (processed by secure third-party providers).
  • Financial Information: Bank account details, investment portfolios, and financial status updates.
  • Purchase Information: Order history, product preferences, and shopping cart data.
  • Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile app usage patterns.
  • Location Data: With user consent, we may collect GPS coordinates to provide location-based services.
  • Feedback and Reviews: User-submitted comments, ratings, and reviews.
  • Social Media Information: When you connect your social media accounts, we may access public profile information and post interactions.
  • Product Information: Details about products viewed or purchased on our site.

We obtain this data through direct user input, online forms, surveys, app settings, and automated tracking technologies (such as cookies). Third-party services and partners also contribute to the collection of personal data, adhering to their own privacy policies.

Cookies

We use cookies for several reasons:

  • Strictly Necessary: These ensure our website functions properly, allowing you to navigate through pages seamlessly.
  • Preferences: Cookies store your preferences and settings, remembering your language or region choice.
  • Analytics: We utilize analytics cookies to collect statistical data about user behavior, helping us improve our services.

Users can control non-essential (tracking) cookies through our Cookie Manager tool, allowing you to customize your cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, plus an additional period to comply with legal requirements. Once the retention period expires, or upon request from the user, we securely delete or anonymize the data.

Security Measures

To protect your personal data, we implement robust security measures:

  • Encryption: All data transmissions and storage are encrypted using industry-standard technologies.
  • Secure Third-Party Processing: We engage trusted third parties to process payment transactions and other sensitive operations, ensuring their compliance with strict privacy standards.

Children’s Privacy

Our services are not intended for children under 18 years of age. We do not knowingly collect or store personal data from minors. Parents or guardians should ensure that their children use our services in accordance with applicable laws and supervise their online activities.

Your Rights (Data Subject Rights)

Depending on your location, you have the following rights regarding your personal data:

  • Access, rectification, and erasure of your data
  • Right to restriction or object to processing
  • Right to data portability
  • Right not to be subject to automated decision-making, including profiling
  • Right to lodge appeals or complaints with supervisory authorities

To exercise these rights, please contact our dedicated privacy team via the provided channels.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page, and we encourage users to review it periodically for the latest information.

Contact Information

For any inquiries, unsubscribe requests, or data-related issues, please contact us: